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Today there are many lenders in the market offering different types of loan. Every bank is offering personal loans whether it is a nationalized bank, private bank or foreign bank each of them is there in the show. Every bank offers different personal loan rate according to the profile of the customer. So, before finalizing a deal one should consider deals from various banks and then come to a conclusion. One should aware of the fact that some people might mislead him by charging high rate of interest at reducing rate and might inform the same at flat rate of interest. So, it is always advisable to check full detail with the banks and do better comparison in respect of Equated Monthly Installments, Tenure and rate of interest and keeping tenure as constant with all the banks will ease our comparison and will result in better analysis, finally leading to a prudent decision. The loan tenure is one of the most important factors that one should keep in mind while taking loan. It refers to the number of years for which the loan has been taken. Longer the tenure higher will be the interest paid and lower will be amount of Equated Monthly Installments to be paid and vice-a-versa. It is one of the parameters which helps in comparing the Equated Monthly Installments from different banks keeping it constant for relationship and easing the judgment.

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